top of page

Terms of use

Last Update: April 07, 2022


This application and its content (INVESTFINE) are controlled and operated by Investfine itself. All rights reserved.
In accordance with the provision of article 41 of the General Data Protection Law, Investfine appoints Carlos Henrique Cohenca, Partner as the person in charge of data processing, and contact is possible through the following email: contato@investfine.com.br .


These terms of use are intended to define the rules to be followed for the use of Investfine ("Terms of Use"), without prejudice to the application of current legislation.


BY USING INVESTFINE, YOU AUTOMATICALLY AGREE TO THESE TERMS OF USE, AND YOU ARE ENTIRELY RESPONSIBLE FOR ANY AND ALL ACTS YOU DO IN INVESTFINE OR RELATED SERVICES. IF YOU DO NOT AGREE TO ANY OF THE TERMS AND CONDITIONS SET FORTH BELOW, YOU MUST NOT USE INVESTFINE. YOU ALSO AGREE TO THE TERMS DESCRIBED IN OUR PRIVACY POLICY.


If you would like to give us any feedback about Investfine, have questions or need to address any matter related to these Terms of Use, please contact us via email atsegura@investfine.com.br.

1. WHAT IS INVESTFINE?
1.1. Services. Investfine is a platform that offers the following services:

- Portfolio Consolidation
- Public Market Information
- Dashboards


1.2. Suspension. We reserve the right to suspend or cancel, at any time, your access to the application in case of suspected fraud,
obtaining a benefit or advantage unlawfully, or for failing to comply with any conditions set forth in these Terms of Use, the Privacy Policy or applicable law. In such cases, no compensation will be due to you, and Investfine will be able to take the competent action of recourse, if necessary, as well as take any other measures necessary to pursue and protect your interests.

 

2. HOW DO I ACCESS INVESTFINE?

2.1. Access. To access Investfine and use its features, it is necessary to register. To register, you will provide us with personal information as described in our Privacy Policy. To learn more about the privacy of your personal information at Investfine, please visit our Privacy Policy.
2.2. Age of Use. To use Investfine, you must be at least 18 (eighteen) years old. If you are under age, you may use Investfine under the supervision of your parents or legal guardians and provided that they have read and expressly agreed to these Terms of Use.
2.3. Entitlement. Upon registration, you will be the holder of an account that can only be accessed by you. If Investfine detects any account made from false information, by users who, for example, do not have the minimum age allowed, that account will be automatically deleted.

2.4. Information Update. From now on, you undertake to keep your personal information up to date. You also agree that you will keep your login and password secure and out of reach of third parties, and that you will not allow your Investfine account to be used by others. In this way, the user is responsible for all actions carried out on his account.
 

3. THE CONTRACTUAL RELATIONSHIP BETWEEN INVESTFINE AND THE USER
3.1. Contractual Relationship. The services and content offered by the platform are the property of Investfine. By establishing the agreement that allows the user to enjoy the functionality of the system, Investfine is offering a license to use, which is non-exclusive, limited, revocable and for personal use. It is the user's discretion to subscribe to any plan offered by Investfine, subject to the rules described in these Terms of Use.
3.2. Purchase of Products. In addition to offering subscription to Investfine plans, our platform will allow the purchase of products for the user to use within the platform. The purchase of these products will be subject to the licensing rules, set out on the platform and/or in these Terms of Use. If such products involve integration with third party platforms, the user will also be subject to the Terms of Use, Privacy Policy and Security Specifications of such third party.


4. SUBSCRIPTION AND CANCELLATION OF PLANS
4.1. Signature. We at Investfine provide subscription service plans as follows: Onerous, as defined in the chapter below.
4.2. Subscription Mode. Subscribing to the paid plan(s) requires prepayment to subscribe to the plan. That way you will be
paying today for access for the next current month. If the day on which the payment is made is not repeated every month (for example: 31st), the payment will be charged on the business day before the one that would eventually occur if that date existed in the month in question (for example: 28th or 30th) . There will be automatic renewal of the plan, unless you object to the cancellation, before the billing date.
4.3. Cancellation of Subscription. The cancellation of the subscription to the plan can be carried out at any time by the user and will be understood as
express statement that it does not intend to renew the license in the next period not yet accounted for for billing purposes. The cancellation does not give rise to any obligation on Investfine to return the payment for the month in which the user chose not to renew the contractual relationship.
4.4. Transit between Planes. We at Investfine know that each of the plans is best suited to solving certain user issues.
With that in mind, we offer the possibility for you to switch between plans (subject to changes in the availability of resources offered by each one), editing or upgrading/downgrading your subscription. It is important to point out that the user who wants to cancel or leave the Paid Versions will not lose their account or the generated content, they will only become a user of the free plan, losing access to the features previously offered.

 

5. HOW ARE PAYMENTS MADE AT INVESTFINE?
5.1. Payment Method. Payments made at Investfine must be made within the application, using a Credit Card and PIX.
5.2. Final price. The price paid by you is final and non-refundable unless otherwise determined by Investfine. Investfine reserves the right to set, remove and/or revise the price relating to all services or goods obtained through the use of the application at any time. We will never change the value of your subscription without giving you prior notice.
5.3. Collection of Taxes. If there is an incidence of any tax, the user will be responsible for its collection. In case of eventual collection by the application, it explains that it will pass on to the user in the price.
5.4. Confirmation. Confirmation of payment through the application will take place within 1 (one) business days. Payment information processing and payment confirmation will be performed by third party systems (eg financial institution or credit card administrator),
the application being a mere interface between the client and these systems.
5.5. Minimum term. Certain Investfine products or promotions may require a minimum subscription term. It is important for the user to be aware that, if he decides not to use these products any longer before the minimum subscription period, additional fees may be charged.
5.6. Promotional code. If Investfine creates any promotional code (for example, discount coupon), it must be used legally for the purpose and the specific audience or user for which it is intended, following all its conditions. The promotional code can be canceled if it is found that it was transferred, sold or used with error, fraud, illegality or violation of the conditions of the respective code.

6. WHAT ARE INVESTFINE'S RIGHTS ON THE APPLICATION?
6.1. Our rights. All rights related to Investfine and its functionalities are the exclusive property of Investfine, including with regard to its texts, images, layouts, software, codes, databases, graphics, articles, photographs and other content produced directly or
indirectly by Investfine (“Investfine Content”). Investfine Content is protected by copyright and intellectual property law. It is prohibited to use, copy, reproduce, modify, translate, publish, transmit, distribute, perform, upload, display, license, sell or exploit and make
reverse engineer the Investfine Content, for any purpose, without Investfine's prior express consent. Any unauthorized use of the Investfine Content will be considered an infringement of Investfine's copyright and intellectual property.

7. INTELLECTUAL PROPERTY ON THE SOFTWARE AND MATERIALS AVAILABLE
7.1. Intellectual property. For us at Investfine, the quality of the materials made available to the user is of paramount importance. Their creation is
result of hard work and dedication of our developers. Therefore, we reaffirm that Investfine guarantees that all rights, title and interest
(including, but not limited to, copyright and other intellectual property rights) in the Service made available by us will remain the property of Investfine.
7.2. Non-acquisition of Rights. The user will not acquire any ownership rights over Investfine's services and content, except where there is
express grant in these Terms of Use.
7.3. Downloading Content. It is prohibited for the user to download our content with the intention of storing it in a database to offer it to a third party other than the user himself. It is also prohibited that the content made available by us is used to create a
data or a service that could compete in any way with our business.


8. CLAIMS ABOUT COPYRIGHT INFRINGEMENT
8.1. Infringement of Rights. Allegations of copyright infringement of any content available on Investfine should be sent via email tosegura@investfine.com.br.

9. USER AND INVESTFINE RESPONSIBILITIES
9.1. Responsibility for Use. You are solely responsible for the use of Investfine and must abide by the rules of these Terms of Use, as well as the law applicable to Investfine.
9.2. Liability for Any Damages. Investfine, its parent, its affiliates, partners or employees will not, under any circumstances,
liable for direct or indirect damages resulting from, or relating to access, use or inability to access or use Investfine.
9.3. Non-Accountability. IN VIEW OF THE CHARACTERISTICS INHERENT IN THE INTERNET ENVIRONMENT, INVESTFINE IS NOT RESPONSIBLE FOR INTERRUPTIONS OR CONNECTION SUSPENSIONS, INCOMPLETE OR FAILING COMPUTER TRANSMISSIONS, AS WELL
AS FOR TECHNICAL FAILURE OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, THE ELECTRONIC MALFUNCTION OF ANY
NETWORK, HARDWARE OR SOFTWARE. THE UNAVAILABILITY OF ACCESS TO THE INTERNET OR TO INVESTFINE, AS WELL AS ANY INFORMATION
INCORRECT OR INCOMPLETE INFORMATION ABOUT INVESTFINE AND ANY HUMAN, TECHNICAL OR OTHER FAILURE IN PROCESSING INVESTFINE'S INFORMATION SHALL NOT BE CONSIDERED LIABILITY TO INVESTFINE. INVESTFINE DISCLAIMS ANY LIABILITY ARISING OUT OF SUCH FACTS AND/OR ACTS.
9.4. Loss of Profits. Where permitted by law, Investfine and suppliers or distributors will not be liable for lost profits, lost
revenue, loss of data, financial loss or for indirect, special, consequential, exemplary or punitive damages.
9.5. Maintenance. It is your responsibility to keep your device environment (computer, cell phone, tablet, among others) safe, using available tools, such as antivirus, firewall, among others, in order to contribute to the prevention of electronic risks.
9.6. External Links. It is possible that Investfine may contain links to third party websites and applications, as well as have integrated technologies. Not that
does not imply in any way that Investfine endorses, verifies, guarantees or has any connection with the owners of these websites or applications and is not responsible for their content, accuracy, policies, practices or opinions. Investfine recommends that you read the terms of use and privacy policies of each third party website or service that you visit or use.
9.7. Disclaimer. When Investfine facilitates your interaction with independent third-party providers, this does not mean that Investfine endorses, verifies, guarantees, has any links to or recommends such third parties. IN SUCH SITUATIONS, INVESTFINE IS JUST A FACILITATOR IN THE TRANSACTION BETWEEN YOU AND SUCH THIRD PARTIES, SO INVESTFINE IS NOT A SUPPLIER OF GOODS OR SERVICES WHICH ARE PROVIDED DIRECTLY BY INDEPENDENT THIRD PARTIES. IN NO EVENT SHALL INVESTFINE BE RESPONSIBLE FOR SUCH THIRD PARTY PRODUCTS OR SERVICES AND WE REITERATE THE USER'S NEED TO READ, ANALYZE AND ACCEPT THE TERMS OF USE OF THE PLATFORMS THAT MAY HAVE INTERFACE WITH US.

10. HOW DOES INVESTFINE DEAL WITH THE CONTENT YOU AND OTHER USERS PRODUCE?
10.1. Content Creation. Investfine may, in its sole discretion, allow you or any other user to submit, upload, post or
make available, in the application, content or text, image, audio or video information (“User Content”).
10.2. Prohibited Contents. Any User Content of a defamatory, libelous, libelous, violent, pornographic, obscene, offensive or illicit nature is prohibited, as determined by Investfine in its sole discretion, including proprietary information belonging to other persons or companies (eg. , trademarks), without the express authorization of the holder of these rights, the violation of which will not be the responsibility of Investfine.
10.3. Content Ownership. Any User Content provided by you remains your property. However, by providing it to Investfine, you grant us a worldwide, indefinite, free, transferable license entitled to sublicense, use, copy, modify, create derivative works from, distribute, publish, display such Content of User in all possible formats and distribution channels, without further notice to you, and without the need for any payment, as long as this is related to the functioning of the platform. Furthermore, the data is protected by encryption, which means that we will be “blind” to that Content.
10.4. Deletion of Content. Investfine may, but is not obligated to, review, monitor and remove User Content at Investfine's sole discretion.
Investfine, at any time and for any reason, without any notice to you.

11. WHAT ELSE DO I NEED TO KNOW ABOUT THESE TERMS OF USE?
11.1. Changes. To improve your experience, Investfine is always being updated. For this reason, these Terms of Use may be amended at any time to reflect the adjustments made. However, whenever any modification occurs, you will be informed in advance by the email address provided by you at the time of registration or by a prominent notice in the application. If you do not agree with the new Terms of Use, you may reject them, but unfortunately this means that you will no longer be able to access and use Investfine. If in any way you use Investfine even after these Terms of Use have been amended, this means that you agree to all changes.
11.2. Conflict between Provisions. In the event of a conflict between these terms and the modifying terms, the later terms will prevail with respect to that conflict.
11.3. Law and Forum. These Terms of Use are governed by the laws of the Federative Republic of Brazil. Any doubts and situations not provided for in these Terms of Use will first be resolved by Investfine and, if they persist, must be resolved by the District Court of São Paulo, São Paulo, to the exclusion of any other, however privileged it may be or will be.
11.4. Doubts. If you have any questions, comments or suggestions, please contact us at contato@investfine.com.br.

bottom of page